TERMS AND CONDITIONS
 Last updated February 27, 2024
 AGREEMENT TO OUR LEGAL TERMS
We are Phoexa ("
        Company
        ," "
        we
        ," "
        us
        ," "
        our
        ")
        .
We operate the website https://phoexa.com
        (the "
        Site
        "), as well as any other related products and services that refer or link to these legal terms
        (the "
        Legal Terms
        ") (collectively, the "
        Services
        ").
 You can contact us by email at [email protected]
 These Legal Terms constitute a legally binding agreement made between you, whether
        personally or on behalf of an entity ("
        you
        "), and Phoexa, concerning your access to and use of the Services. You agree that by accessing
        the Services, you have read, understood, and agreed to be bound by all of these Legal Terms.
        IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING
        THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.
 Supplemental terms and conditions or documents that may be posted on the Services from time
        to time are hereby expressly incorporated herein by reference. We reserve the right, in our
        sole discretion, to make changes or modifications to these Legal Terms from time to time. We
        will alert you about any changes by updating the "Last updated" date of these Legal Terms,
        and you waive any right to receive specific notice of each such change. It is your
        responsibility to periodically review these Legal Terms to stay informed of updates. You
        will be subject to, and will be deemed to have been made aware of and to have accepted, the
        changes in any revised Legal Terms by your continued use of the Services after the date such
        revised Legal Terms are posted.
The Services are intended for users who are at least 18 years old. Persons under the age of
        18 are not permitted to use or register for the Services.
 We recommend that you print a copy of these Legal Terms for your records.
 TABLE OF CONTENTS
 1. OUR SERVICES
 The information provided when using the Services is not intended for distribution to or use
        by any person or entity in any jurisdiction or country where such distribution or use would
        be contrary to law or regulation or which would subject us to any registration requirement
        within such jurisdiction or country. Accordingly, those persons who choose to access the
        Services from other locations do so on their own initiative and are solely responsible for
        compliance with local laws, if and to the extent local laws are applicable.
 The Services are not tailored to comply with industry-specific regulations (Health Insurance
        Portability and Accountability Act (HIPAA), Federal Information Security Management Act
        (FISMA), etc.), so if your interactions would be subjected to such laws, you may not use the
        Services. You may not use the Services in a way that would violate the Gramm-Leach-Bliley
        Act (GLBA).
 2. INTELLECTUAL PROPERTY RIGHTS
 Our intellectual property
 We are the owner or the licensee of all intellectual property rights in our Services,
        including all source code, databases, functionality, software, website designs, audio,
        video, text, photographs, and graphics in the Services (collectively, the "Content"), as
        well as the trademarks, service marks, and logos contained therein (the "Marks").
 Our Content and Marks are protected by copyright and trademark laws (and various other
        intellectual property rights and unfair competition laws) and treaties in the United States
        and around the world.
 The Content and Marks are provided in or through the Services "AS IS" for your personal,
        non-commercial use or internal business purpose only.
 Your use of our Services
 Subject to your compliance with these Legal Terms, including the " PROHIBITED ACTIVITIES " section below, we grant you a non-exclusive, non-transferable, revocable license to:
 - access the Services; and
- download or print a copy of any portion of the Content to which you have properly gained access.
solely for your personal, non-commercial use or internal business purpose.
 Except as set out in this section or elsewhere in our Legal Terms, no part of the Services
        and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded,
        posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed,
        or otherwise exploited for any commercial purpose whatsoever, without our express prior
        written permission.
 If you wish to make any use of the Services, Content, or Marks other than as set out in this
        section or elsewhere in our Legal Terms, please address your request to: [email protected].
        If we ever grant you the permission to post, reproduce, or publicly display any part of our
        Services or Content, you must identify us as the owners or licensors of the Services,
        Content, or Marks and ensure that any copyright or proprietary notice appears or is visible
        on posting, reproducing, or displaying our Content.
We reserve all rights not expressly granted to you in and to the Services, Content, and
        Marks.
 Any breach of these Intellectual Property Rights will constitute a material breach of our
        Legal Terms and your right to use our Services will terminate immediately.
 Your submissions
 Please review this section and the "
        PROHIBITED ACTIVITIES
        " section carefully prior to using our Services to understand the (a) rights you give us and
        (b) obligations you have when you post or upload any content through the Services.
 Submissions:
        By directly sending us any question, comment, suggestion, idea, feedback, or other information
        about the Services ("Submissions"), you agree to assign to us all intellectual property rights
        in such Submission. You agree that we shall own this Submission and be entitled to its unrestricted
        use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgment
        or compensation to you.
 You are responsible for what you post or upload:
        By sending us Submissions through any part of the Services you:
 - confirm that you have read and agree with our " PROHIBITED ACTIVITIES " and will not post, send, publish, upload, or transmit through the Services any Submission that is illegal, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening to any person or group, sexually explicit, false, inaccurate, deceitful, or misleading;
- to the extent permissible by applicable law, waive any and all moral rights to any such Submission;
- warrant that any such Submission are original to you or that you have the necessary rights and licenses to submit such Submissions and that you have full authority to grant us the above-mentioned rights in relation to your Submissions; and
- warrant and represent that your Submissions do not constitute confidential information.
You are solely responsible for your Submissions and you expressly agree to reimburse us for
      any and all losses that we may suffer because of your breach of (a) this section, (b) any
      third party’s intellectual property rights, or (c) applicable law.
 3.
                 
          USER REPRESENTATIONS
By using the Services, you represent and warrant that:
       
      ( 1 ) you have the legal capacity and you agree to comply with these Legal Terms;
       
      ( 2 ) you are not a minor in the jurisdiction in which you reside; ( 3 ) you will not access the Services through automated or non-human means, whether through a
        bot, script or otherwise; ( 4 ) you will not use the Services for any illegal or unauthorized purpose; and ( 5 ) your use of the Services will not violate any applicable law or regulation.
If you provide any information that is untrue, inaccurate, not current, or incomplete,
            we have the right to suspend or terminate your account and refuse any and all current or
            future use of the Services (or any portion thereof).
 4.
             
          PURCHASES AND PAYMENT
We accept the following forms of payment:
 -  Visa
 -  Mastercard
  You agree to provide current, complete, and accurate purchase and account information for
        all purchases made via the Services. You further agree to promptly update account and
        payment information, including email address, payment method, and payment card expiration
        date, so that we can complete your transactions and contact you as needed. Sales tax will be
        added to the price of purchases as deemed required by us. We may change prices at any time.
        All payments shall be  in Euros.
You agree to pay all charges at the prices then in effect for your purchases and any
        applicable shipping fees, and you authorize us to charge your chosen payment provider for
        any such amounts upon placing your order. We reserve the right to correct any errors or
        mistakes in pricing, even if we have already requested or received payment.
We reserve the right to refuse any order placed through the Services. We may, in our sole
        discretion, limit or cancel quantities purchased per person, per household, or per order.
        These restrictions may include orders placed by or under the same customer account, the same
        payment method, and/or orders that use the same billing or shipping address. We reserve the
        right to limit or prohibit orders that, in our sole judgment, appear to be placed by
        dealers, resellers, or distributors.
  5. POLICY
 All sales are final and no refund will be issued.
  6.
                   
            PROHIBITED ACTIVITIES
You may not access or use the Services for any purpose other than that for which we make
          the Services available. The Services may not be used in connection with any commercial
          endeavors except those that are specifically endorsed or approved by us.
As a user of the Services, you agree not to:
- Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
- Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.
- Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services and/or the Content contained therein.
- Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Services.
- Use any information obtained from the Services in order to harass, abuse, or harm another person.
- Make improper use of our support services or submit false reports of abuse or misconduct.
- Use the Services in a manner inconsistent with any applicable laws or regulations.
- Engage in unauthorized framing of or linking to the Services.
- Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Services or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Services.
- Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.
- Delete the copyright or other proprietary rights notice from any Content.
- Attempt to impersonate another user or person or use the username of another user.
- Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats ("gifs"), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as "spyware" or "passive collection mechanisms" or "pcms").
- Interfere with, disrupt, or create an undue burden on the Services or the networks or services connected to the Services.
- Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Services to you.
- Attempt to bypass any measures of the Services designed to prevent or restrict access to the Services, or any portion of the Services.
- Copy or adapt the Services' software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.
- Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Services.
- Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Services, or use or launch any unauthorized script or other software.
- Use a buying agent or purchasing agent to make purchases on the Services.
- Make any unauthorized use of the Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.
- Use the Services as part of any effort to compete with us or otherwise use the Services and/or the Content for any revenue-generating endeavor or commercial enterprise.
7.
                   
                USER GENERATED CONTRIBUTIONS
The Services does not offer users to submit or post content. We may provide you with
                the opportunity to create, submit, post, display, transmit, perform, publish,
                distribute, or broadcast content and materials to us or on the Services, including
                but not limited to text, writings, video, audio, photographs, graphics, comments,
                suggestions, or personal information or other material (collectively,
                "Contributions"). Contributions may be viewable by other users of the Services and
                through third-party websites. As such, any Contributions you transmit may be treated
                in accordance with the Services' Privacy Policy. When you create or make available
                any Contributions, you thereby represent and warrant that:
- The creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party.
- You are the creator and owner of or have the necessary licenses, rights, consents, releases, and permissions to use and to authorize us, the Services, and other users of the Services to use your Contributions in any manner contemplated by the Services and these Legal Terms.
- You have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Services and these Legal Terms.
- Your Contributions are not false, inaccurate, or misleading.
- Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.
- Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us).
- Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.
- Your Contributions are not used to harass or threaten (in the legal sense of those terms) any other person and to promote violence against a specific person or class of people.
- Your Contributions do not violate any applicable law, regulation, or rule.
- Your Contributions do not violate the privacy or publicity rights of any third party.
- Your Contributions do not violate any applicable law concerning child pornography, or otherwise intended to protect the health or well-being of minors.
- Your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.
- Your Contributions do not otherwise violate, or link to material that violates, any provision of these Legal Terms, or any applicable law or regulation.
Any use of the Services in violation of the foregoing violates these Legal Terms and may
          result in, among other things, termination or suspension of your rights to use the
          Services.
8.
               
            CONTRIBUTION LICENSE
You and Services agree that we may access, store, process, and use any information and
          personal data that you provide following the terms of the Privacy Policy and your choices
          (including settings).
 By submitting suggestions or other feedback regarding the Services, you agree that we can
        use and share such feedback for any purpose without compensation to you.
 We do not assert any ownership over your Contributions. You retain full ownership of all of
        your Contributions and any intellectual property rights or other proprietary rights
        associated with your Contributions. We are not liable for any statements or representations
        in your Contributions provided by you in any area on the Services. You are solely
        responsible for your Contributions to the Services and you expressly agree to exonerate us
        from any and all responsibility and to refrain from any legal action against us regarding
        your Contributions.
 9.
         
      THIRD-PARTY WEBSITES AND CONTENT
 The Services may contain (or you may be sent via the Site) links to other websites
      ("Third-Party Websites") as well as articles, photographs, text, graphics, pictures, designs,
      music, sound, video, information, applications, software, and other content or items belonging
      to or originating from third parties ("Third-Party Content"). Such Third-Party
      Websites and
      Third-Party
      Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness
      by us, and we are not responsible for any Third-Party Websites accessed through the Services or
      any
      Third-Party
      Content posted on, available through, or installed from the Services, including the content, accuracy,
      offensiveness, opinions, reliability, privacy practices, or other policies of or contained in the
      Third-Party
      Websites or the
      Third-Party
      Content. Inclusion of, linking to, or permitting the use or installation of any
      Third-Party
      Websites or any
      Third-Party 
      Content does not imply approval or endorsement thereof by us. If you decide to leave the Services
      and access the
      Third-Party
      Websites or to use or install any
      Third-Party
      Content, you do so at your own risk, and you should be aware these Legal Terms no longer govern.
      You should review the applicable terms and policies, including privacy and data gathering practices,
      of any website to which you navigate from the Services or relating to any applications you use
      or install from the Services. Any purchases you make through
      Third-Party
      Websites will be through other websites and from other companies, and we take no responsibility
      whatsoever in relation to such purchases which are exclusively between you and the applicable third
      party. You agree and acknowledge that we do not endorse the products or services offered on
      Third-Party
      Websites and you shall hold us blameless from any harm caused by your purchase of such products
      or services. Additionally, you shall hold us blameless from any losses sustained by you or harm
      caused to you relating to or resulting in any way from any
      Third-Party
      Content or any contact with
      Third-Party
      Websites.
 10.
           
        SERVICES MANAGEMENT
 We reserve the right, but not the obligation, to: (1) monitor the Services for violations of
    these Legal Terms; (2) take appropriate legal action against anyone who, in our sole discretion,
    violates the law or these Legal Terms, including without limitation, reporting such user to law
    enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict
    access to, limit the availability of, or disable (to the extent technologically feasible) any of
    your Contributions or any portion thereof; (4) in our sole discretion and without limitation,
    notice, or liability, to remove from the Services or otherwise disable all files and content
    that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage
    the Services in a manner designed to protect our rights and property and to facilitate the
    proper functioning of the Services.
 11.
         
      PRIVACY POLICY
 We care about data privacy and security. Please review our Privacy Policy:
       
        https://phoexa.com/legal/privacy
      . By using the Services, you agree to be bound by our Privacy Policy, which is incorporated into
      these Legal Terms. Please be advised the Services are hosted in the Netherlands. If you access
      the Services from any other region of the world with laws or other requirements governing personal
      data collection, use, or disclosure that differ from applicable laws in
      the Netherlands
      , then through your continued use of the Services, you are transferring your data to
      the Netherlands
      , and you expressly consent to have your data transferred to and processed in
      the Netherlands
      .
 12.
           
        TERM AND TERMINATION
 These Legal Terms shall remain in full force and effect while you use the Services. WITHOUT
      LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE
      DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES (INCLUDING
      BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING
      WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE
      LEGAL TERMS OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION
      IN THE SERVICES OR DELETE ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT
      WARNING, IN OUR SOLE DISCRETION.
 If we terminate or suspend your account for any reason, you are prohibited from registering
      and creating a new account under your name, a fake or borrowed name, or the name of any third
      party, even if you may be acting on behalf of the third party. In addition to terminating or
      suspending your account, we reserve the right to take appropriate legal action, including
      without limitation pursuing civil, criminal, and injunctive redress.
 13.
           
        MODIFICATIONS AND INTERRUPTIONS
 We reserve the right to change, modify, or remove the contents of the Services at any time or
      for any reason at our sole discretion without notice. However, we have no obligation to update
      any information on our Services. We will not be liable to you or any third party for any
      modification, price change, suspension, or discontinuance of the Services.
 We cannot guarantee the Services will be available at all times. We may experience hardware,
      software, or other problems or need to perform maintenance related to the Services, resulting
      in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend,
      discontinue, or otherwise modify the Services at any time or for any reason without notice to
      you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience
      caused by your inability to access or use the Services during any downtime or discontinuance
      of the Services. Nothing in these Legal Terms will be construed to obligate us to maintain and
      support the Services or to supply any corrections, updates, or releases in connection
      therewith.
 14.
           
        GOVERNING LAW
 These Legal Terms are governed by and interpreted following the laws of Estonia, and the use
      of the United Nations Convention of Contracts for the International Sales of Goods is
      expressly excluded. If your habitual residence is in the EU, and you are a consumer, you
      additionally possess the protection provided to you by obligatory provisions of the law in
      your country to residence. Phoexa and yourself both agree to submit to the non-exclusive
      jurisdiction of the courts, which means that you may make a claim to defend your consumer
      protection rights in regards to these Legal Terms in Estonia, or in the EU country in which
      you reside.
 15.
           
        DISPUTE RESOLUTION
 Restrictions
The Parties agree that any arbitration shall be limited to the Dispute between the Parties
      individually. To the full extent permitted by law, (a) no arbitration shall be joined with any
      other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a
      class-action basis or to utilize class action procedures; and (c) there is no right or
      authority for any Dispute to be brought in a purported representative capacity on behalf of
      the general public or any other persons.
 Exceptions to Informal Negotiations and Arbitration
 The Parties agree that the following Disputes are not subject to the above provisions
      concerning informal negotiations binding arbitration: (a) any Disputes seeking to enforce or
      protect, or concerning the validity of, any of the intellectual property rights of a Party;
      (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of
      privacy, or unauthorized use; and (c) any claim for injunctive relief. If this provision is
      found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute
      falling within that portion of this provision found to be illegal or unenforceable and such
      Dispute shall be decided by a court of competent jurisdiction within the courts listed for
      jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that
      court.
  16.
             
          CORRECTIONS
 There may be information on the Services that contains typographical errors, inaccuracies, or
    omissions, including descriptions, pricing, availability, and various other information. We
    reserve the right to correct any errors, inaccuracies, or omissions and to change or update the
    information on the Services at any time, without prior notice.
 17.
        DISCLAIMER
 THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE
      SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL
      WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF,
      INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A
      PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE
      ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT OR THE CONTENT OF ANY WEBSITES OR MOBILE
      APPLICATIONS LINKED TO THE SERVICES AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY
      (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR
      PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE
      SERVICES, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL
      PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR
      CESSATION OF TRANSMISSION TO OR FROM THE SERVICES, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR
      THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SERVICES BY ANY THIRD PARTY, AND/OR (6)
      ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND
      INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE
      AVAILABLE VIA THE SERVICES. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY
      FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICES, ANY
      HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER
      ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY
      TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE
      PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR
      BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.
 18.
           
        LIMITATIONS OF LIABILITY
 IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD
        PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE
        DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM
        YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY
        CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO
        THE AMOUNT PAID, IF ANY, BY YOU TO US 
        DURING THE six (6) mONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING
        .
        CERTAIN US STATE LAWS AND INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR
      THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE
      ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.
 19.
           
        INDEMNIFICATION
 You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates,
      and all of our respective officers, agents, partners, and employees, from and against any
      loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses,
      made by any third party due to or arising out of: (
      1
      ) use of the Services; (
      2
      ) breach of these Legal Terms; (
      3
      ) any breach of your representations and warranties set forth in these Legal Terms; (
      4
      ) your violation of the rights of a third party, including but not limited to intellectual property
      rights; or (
      5
      ) any overt harmful act toward any other user of the Services with whom you connected via the Services.
      Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense
      and control of any matter for which you are required to indemnify us, and you agree to cooperate,
      at your expense, with our defense of such claims. We will use reasonable efforts to notify you
      of any such claim, action, or proceeding which is subject to this indemnification upon becoming
      aware of it.
 20.
           
        USER DATA
 We will maintain certain data that you transmit to the Services for the purpose of managing
      the performance of the Services, as well as data relating to your use of the Services.
      Although we perform regular routine backups of data, you are solely responsible for all data
      that you transmit or that relates to any activity you have undertaken using the Services. You
      agree that we shall have no liability to you for any loss or corruption of any such data, and
      you hereby waive any right of action against us arising from any such loss or corruption of
      such data.
 21.
           
        ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES
 Visiting the Services, sending us emails, and completing online forms constitute electronic
      communications. You consent to receive electronic communications, and you agree that all
      agreements, notices, disclosures, and other communications we provide to you electronically,
      via email and on the Services, satisfy any legal requirement that such communication be in
      writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER
      RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS
      INITIATED OR COMPLETED BY US OR VIA THE SERVICES. You hereby waive any rights or requirements
      under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which
      require an original signature or delivery or retention of non-electronic records, or to
      payments or the granting of credits by any means other than electronic means.
 22.
           
        CALIFORNIA USERS AND RESIDENTS
 If any complaint with us is not satisfactorily resolved, you can contact the Complaint
      Assistance Unit of the Division of Consumer Services of the California Department of Consumer
      Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by
      telephone at (800) 952-5210 or (916) 445-1254.
 23.
               
             
           
        MISCELLANEOUS
       
 These Legal Terms and any policies or operating rules posted by us on the Services or in
      respect to the Services constitute the entire agreement and understanding between you and us.
      Our failure to exercise or enforce any right or provision of these Legal Terms shall not
      operate as a waiver of such right or provision. These Legal Terms operate to the fullest
      extent permissible by law. We may assign any or all of our rights and obligations to others at
      any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act
      caused by any cause beyond our reasonable control. If any provision or part of a provision of
      these Legal Terms is determined to be unlawful, void, or unenforceable, that provision or part
      of the provision is deemed severable from these Legal Terms and does not affect the validity
      and enforceability of any remaining provisions. There is no joint venture, partnership,
      employment or agency relationship created between you and us as a result of these Legal Terms
      or use of the Services. You agree that these Legal Terms will not be construed against us by
      virtue of having drafted them. You hereby waive any and all defenses you may have based on the
      electronic form of these Legal Terms and the lack of signing by the parties hereto to execute
      these Legal Terms.
  24.
                 
          CONTACT US
 In order to resolve a complaint regarding the Services or to receive further information
      regarding use of the Services, please contact us at:
 Phoexa
  Estonia